why is discover asking for 4506-c. I forgot to ask that question when I called. why is discover asking for 4506-c

 
 I forgot to ask that question when I calledwhy is discover asking for 4506-c  To that end, credit card issuers may also ask for proof of income, such as pay stubs, bank

A 4506-C is used through an authorized third party participant in the IRS Income Verification Express Service (IVES). . ) Return to top. To that end, credit card issuers may also ask for proof of income, such as pay stubs, bank. ó. Another Discover 4506-T @Nomad3 wrote: Not to threadjack, but. This letter is available after June 15 for the current tax year or anytime for the prior three tax years using Get Transcript Online. Discover requesting 4506-C. If they're asking for it now they'll be asking for it if you reapply in 90 days. Do not sign this form unless all applicable lines have been completed. There was a short transitional period where both form types were accepted but that ended 5-6 months ago when the IRS. 6 Financial Information Verification Procedures to Allow for the Use of IRS Forms 4506-C or 8821 for 7(a) and 504 Loans”. 41721E Form 4506 Rev. Click the New Document option above, then drag and drop the file to the upload area, import it from. Quick steps to complete and e-sign 4506 c form pdf online: Use Get Form or simply click on the template preview to open it in the editor. While it is a bit odd the title company is asking (and not the lender), it's probable that they audited the paperwork and found it missing. If they will not grant the card on that basis, you may have to do the secured Discover IT route. Use Fill to complete blank online IRS pdf forms for free. My fiance unfortunately lost / never kept his 2018 tax returns. In September Discover sent me an email requesting 2 years of tax returns via a form 4506-c. 15. Is there a way that I can get approved (e. . @pursuetriumphcelebrate wrote: Morning, 13th statement closed a couple days ago. When I asked an agent questions about the application, I was. 5 bathrooms. Amex asking for 4506-C When applying for amex platinum. @rare_tea5155. I've been with them for 3 months, and just now I got an email from them requesting a 4506-C form, supposedly to verify my account, and that my credit card has been put on hold. IVES Request for Transcript of Tax Return. Use the Cross or Check marks in the top toolbar to select your answers in the list boxes. After reading lots of good things about Discover here, I applied and was approved for a Discover Secured Card. The IRS provides return transcript, W-2 transcript, and 1099 transcript information generally within approximately 2-3 business. If you have an extension and proof of payment you are fine. ” (84 FR 35709 [2019]) Written comments on the new form were required to be received by the IRS on or before September 23, 2019. I got a request from Discover to consent to a 4506-C form or they would close my account in 5 days. Yesterday i get an email from equifax verification services stating that DFS is requesting a FORM 4506-T to verify the income i out on the application, i called and told. Re: Amex requesting Form 4506-T, Request for Transcript of Tax Return. Then they requested copies of social security card, a utility bill and driver's license. Effective March 1, 2021, only the new IRS Form 4506-C will be accepted through the Income Verification Express Service (IVES) to provide tax transcripts to third parties. 41721E Form 4506 Rev. You just need to confirm your identity by inputting your Social Security number (SSN) and you’ll find out whether your Discover credit card application is approved, denied or pending. Make these quick steps to change the PDF 4506 c form online for free: Sign up and log in to your account. 4506-C. After mailing the form, it can take up to 75 days to get a copy of your return – and it costs you $50 per return. The IRS warns that it can take up to 75 calendar days to process your request. State or local information is not included with the Form W-2 information. So, listing your annual income is a requirement on every credit card application. Request may be rejected if the form is incomplete or illegible. I'm curious if they will still send the card. American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your income. Within the next 5 days, please click on the provided link below so that you can electronically sign the required IRS Consent form 4506-T. Well I just got the dreaded request from Discover to let Equifax pull my taxes to see if my income matches up. Do not sign this form unless all applicable lines have been completed. Re: DISCOVER Form 4506-T/4506-C. The IRS Form 4506-C is a Request for Copy of Tax Return form that can be used to request copies of a taxpayer’s tax returns. ) Note: An alternate form or process is also acceptable if it authorizes the. For more information about Form 4506-C. Usually they ask Social Security Administration Form SSA-89 to verify your basic information. Bring the following documents to the notary: °Government issued photo ID, Passport, or Visa °Most recent 3 months of bank statements from your financial banking. I was approved a little over a month ago for the Discover It Cash Back card. Form 4506 is useful if you need a copy of your tax return from more than three years ago. • View community ranking In the Top 1% of largest communities on Reddit Discover is demanding IRS Consent Form 4506-C Well I just got the dreaded request from Discover. I recently charged it nearly to its max over the last 2 months due to my. IRS. Hello all, for the past year I have built my credit from a 502 to a 707 (Credit Karma Score) using a Wellsfargo Secured Card (300 CL), Credit One Platinum (450 CL), and a Gamestop Retail Card (250 CL). But, then I realized, I wouldn't receive my most current statement until the end of June. For more information about Form. Request may be rejected if the form is incomplete or illegible. . I have seen a few recent threads about random 4506-T forms being requested by Discover and I recieved a request today. That's fine, I'm pretty sure I'm not doing anything illegal here, however they want information from my 2017 and 2018 tax returns, which I never filed. 4506-C (September 2020) Department of the Treasury - Internal Revenue Service. 41721E Form 4506 Rev. Discover definitely needs to be called out on this. 000. If you have any questions, our Customer Service Team is available 24/7 to assist at 1-800-347-2683. After I read the instructions, since 2019 IRS is not sending transcripts to third parties (Barclays in this case). This form is typically used when a taxpayer needs to provide their tax information to a lender or other third party for a loan application or other purpose. Discover Personal Loan Requirements in 2023. So when they ask for something and someone else received it and uploaded it to wherever file they put them another department will ask for it again until it’s uploaded to where they really want it. Recently I checked Discover's page and was pre-qualified for the Discover It card so I went ahead and applied. 4506-C (October 2022) Department of the Treasury - Internal Revenue Service. 3) Income matters, always. Why did just ask charge me 33 dollars it was supposed to be 2 in which they charged as well Tax Professional: Rick , replied 1 month ago 4506C is free - I am still not clear on the charge concerns - it sounds like a Discover credit card matter vs. This differs from Form 4506-T, which provides a line-by-line report of the tax transcript. And yes, if you don’t complete the step, you’ll be declined. (For additional information on completing Form 4506-C, go to Getting Started – Using IVES. or party other than the taxpayer, I certify that I have the authority to execute Form 4506-C on behalf of the taxpayer. . Remember that anything still owed on the account is still due. It sounds strange to me because this may i was approved by discover for all 3 cards and they didnt ask me for anything, nada. About 8 or 9 days have passed by and I get an email one morning with Equifax Verification Services at the top asking me to put my signature on an IRS consent for form for the 4506-C and then. I believe they were all for new accounts and a couple of them were even for secured accounts. Credit card issuers are required by law to consider your ability to repay debt prior to extending a new line of credit. Most don't seem to mind, I would close the card. I was approved for the Secured Discover and i put $500 down for it, they got the money and opened the account, havent received card yet even though sais it on the way. Use Form 4506-T to request any of the transcripts: tax return, tax account, wage and income, record of account and verification of non-filling. " Discover is demanding IRS Consent Form 4506-C. I called them and they said they wanted a 4506-C to verify my income. Some lenders may submit the Form 4506-C to the IRS to document borrower income, but the intent ofDear Customer, The Income Verification Express Service (IVES) program is used by mortgage lenders and others within the financial community to confirm the income of a borrower during the processing of a loan application. e. Never has applied for credit, he's 28, always paid cash for everything. Simplify Income Analysis: All tax transcripts include a summary coversheet that highlights and calculates key income verification line. This form is typically used when a taxpayer needs to provide their tax information to a lender or other third party for a loan application or other purpose. Fast, electronic processing of Form 4506-C. The 4506 - T form says: “The IRS. The team is available Monday through Friday, from 8:00AM-9:00PM Eastern Time, and Saturday 8:00AM-4:30PM Eastern Time. *NCS will continue to annotate the 4506-C Form for our clients through September 30, 2022. Do not sign this form unless all applicable lines have been completed. 4506-C Again. 4506-C . If the signed IRS Form 4506-C was the correct form version at the time it was signed by the borrower and subsequently the Seller’s QC is unable to use the form to obtain tax information from the IRS as required in Guide Section 3402. Securely download your document with other editable templates, any time, with PDFfiller. However, I haven't filed taxes yet for 2022. Hi guys, I've recently looked in to check on my credit scores after not having a credit card for maybe 8 years. So, listing your annual income is a requirement on every credit card application. As an addendum to my post above saying if one of my FIs asked for a 4506-C I'd close the account; if the same FI was to ask for the HR link to. Yes, credit cards do check your income when you apply. IVES Request for Transcript of Tax Return. A Form 4506-T is a request for a transcript of your tax return. 10-2022) Form 4506-C (October 2022) Department of the Treasury - Internal Revenue Service. 450632 is a Visa Classic credit card issued by Cyprus Popular Bank Ltd. 4506-C (Rev. 4506-C (September 2020) Department of the Treasury - Internal Revenue Service. 4506-C (9-2020) Form . I read about all I can about the 4506-T and HUCA 3 times asking for a work-around. I applied last week for a DIscover miles card and was approved. Why did we go to this pay system? Discover Card requesting Income Verification Form (IRS consent form 4506-C) what happens next? I recently submitted an Income Verification Form 4506-C that Discover requested after one(1) 3-day late payment on my account which is now over 2 years old but has a high utilization rate ($5900 of my $6000 limit). I've seen 5 or so Disco+4506 threads lately and it makes me wonder if someone made a glitch in the coding on the backend systems causing all of these profiles to get flagged for no. then after 3-4 days, got hit with the IRS 4506-C form…With two online options, IVES participants can choose an avenue that works best for their company model. You can even start the process online! 2. Financial data remains fully visible to allow for tax preparation, tax representation, or. The numbers looked good so I went ahead and applied for some cards. But, then I realized, I wouldn't receive my most current statement. Incorrectly filled fields, marks outside itemized formatting, or failure to properly review new fields and checkboxes could slow processing time or require re-submission of the form. Seriously I received a 4506-T request from Discover an old account. Fine, whatever. Discover sent me a 4506-T request. Received 4506-C email request. After that, they denied my requests more than 15 times :smileylol: A couple of Sundays ago, I went for it again just for S&G expecting another denial. Unfortunately, I haven't been up to date with Discover's known rule about acct closure with respect to not providing tax info. Discover's Language. Very frustrating. Billing questions 1. That put me at $. Fannie Mae customers! Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. The latest changes to Form 4506-C require careful review. 4506-C (Rev. 4506-C (9-2020) Form . Discover Card is likely in violation of FEDERAL LAW if you are married: CFR1002. Share your stories, photos, and experiences with fellow members and discover the diverse culture and natural beauty that BC has to offer. ; Make an entry for at least one tax period under the Tax Period Requested (date period ended MM/DD/YYYY) (MANDATORY) input section by inputting the date the tax period. Why does discover need a 4506-T?. The problem is I’ve made basically no money the past 2-3 years but this year my income is significantly higher. . The document gives permission for a third party to retrieve the tax payer’s data. If you see this on your To-Do List, you can download the Form 4506-T there, or you can. an IRS matterIf you're self-employed or a freelancer, you may need to submit a recent tax return or other forms like a W-2 or 1099. American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your. Do not sign this form unless all applicable lines have been completed. No. I experienced this just yesterday. ago. Incorrect form version. Benefits: Secure, online taxpayer authorization. Partnerships. The exception was the Citi Aadvantage Amex, where Citi wants me to send them an IRS Form 4506-T, Request for Transcript of Tax Form. Forms with missing. The team is available Monday through Friday, from 8:00AM-9:00PM Eastern Time, and Saturday 8:00AM-4:30PM Eastern Time. Thin credit files lead to difficult underwriting decisions and are correlated with higher. ” – (BOLD. When bank statements get involved, yeah, that has to be reviewed by a human but that would also explain why Disco was totally unwilling to go that route until IRS delays from the pandemic forced their hands. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. I've heard of wanting to see proof of income from a paystub (rarely) but asking for tax returns seems strange. After that, they denied my requests more than 15 times. Taxpayers can have a copy of most forms, including forms 1040. For more information about Form 4506-C. We would like to show you a description here but the site won’t allow us. Complete a blank sample electronically to save yourself time and money. Mainly because they just closed my oldest credit account. Should I sign this 4506-C document?? I recently applied and was initially approved for a discover it card. Transcript requests being rejected by the IRS with a Code 10 indicating that Due to Limitations, the IRS is unable to process this request; Transcript being rejected because of missing, incomplete, illegible, or altered information on the Form 4506-C (codes 1-9); or. Form 4506-T is used to request all products except copies of returns. Generally, Form 4506 can be signed by any person who was a member of the partnership during any part of the tax period requested on line 7. I have $8,67. Why is discover asking for 4506-c? It allows the financial institution or credit issuer to look into your IRS tax returns. If lenders wish to request the actual tax return, they will need to use IRS form 4506. I recently went through this tax return junk with buying a newish car, put 40% down, and didn't want to pay in full because money was still cheap and the market was doing too good use those funds for buying a depreciating asset. CU Memberships. No. In our latest webinar, we explain the changes, requirements, and. Hold placed on my account until I give consent. Note: If you are unsure of which type of transcript you. The much more intensive use of Form 4506-T also is focusing new light on what consumers should -- and shouldn’t -- do when confronted with a lender’s or settlement agent’s request that they. I have a $0 balance and always PIF. You usually can instead get your hands on a tax. 10-2022) Form . I've been with them for 3 months, and just now I got an email from them requesting a 4506-C form, supposedly to verify my account, and that my credit card has been put on hold. credit card nightmares american express income taxes IRS tax returns credit cards. Fannie Mae requires lenders to have each borrower whose income (regardless of income source) is used to qualify for the loan to complete and sign a separate IRS Form 4506-C at or. Saving you the time and expense of having to resubmit. I woke up this morning and seen this request 4506-C request. Re: Discover $7k CLI --> Then 4506-C. This means mortgage lenders will need to have borrowers sign Form 4506-C to give permission for obtaining their tax transcripts. They sent me another email today saying to call again to the Customer service protection line and they said they are doing this with old and new accounts accross the board, they just want to veryfy the. From local news and events to breathtaking scenery and outdoor activities, this community is a hub for British Columbians and anyone interested in the region. It must be filled by the taxpayer and sent to the IRS. OMB Number 1545-1872. Bring the following documents to the notary: °Government issued. Use Form 4506 to request a copy of your tax return. I asked him if he had my signed 4506 on file. The Form 4506-C: IVES Request for Transcript of Tax (IRS) form. Too many people are now being asked for tax return request (4506-C). The same day of the application I submitted the form 4506-C. 5. 5k. If they bring up the request, then you have your answer. ; Select Request for Copy of Tax Return (4506). The IRS IVES Request for Transcript of Tax Return (IRS Form 4506-C) gives the lender permission from the borrower to obtain tax transcripts from the IRS. I am still fairly new to credit cards and in the process of building credit for the very first time. On March 9, 2022, SBA issued . Ask Poli AskPoli. Im fine with supplying the bank statements, the problem is I have never filed taxes because the majority. (For additional information on completing Form 4506-C, go to Getting Started – Using IVES. . How long will it take?They also told them that once they sign the 4506-T and they got the information back from the IRS, they would give OP other options to show whatever proof they had. Yesterday i get an email from equifax verification services stating that DFS is requesting a FORM 4506-T to verify the income i out. Why is discover asking for a 4506-C? Why would a credit card company request a 4506-C? How long does it take to get a 4506-C back from the IRS?. You can request a copy of your returns for the past six tax years and the current year, but the form isn’t necessarily a speedy solution to receiving a copy. Discover has immediately gone from a company that I advocated for, valued and enjoyed being a customer of to a company that I despise and will never do business. Express and Discover do it and how you may trigger them to do this. Start completing the fillable fields and carefully type in required information. As to manage risk, some issuers request income verification, and if you search this sub you’ll see others with similar experiences and/or people that received requests to submit the IRS 4506-T/C tax forms to allow sharing of ones tax returns. Congrats! Our credit card journey started 3/2018. If you have further questions after reviewing this information. Revenue Service (IRS) has released an updated version of IRS Form 4506-C for use by authorized. I've been with them for 3 months, and just now I got an email from them requesting a 4506-C form, supposedly to verify my account, and that my credit card has been put on hold. It will allow the financial institution or credit card issuer to review your tax returns with the IRS. My current credit line is $50k and no further review has ever been requested. OMB Number 1545-1872. A copy is attached for your convenience. ) Note: An alternate form or process is also acceptable if it authorizes the. , ~Haven't falsified income but if I submit to this request it needs. About 8 or 9 days have passed by and I get an email one morning with Equifax Verification Services at the top asking me to put my signature on an IRS consent for. Future Developments For the latestWhat Lenders Need to Know About the New IRS 4506-C Form Process. One never knows when Discover could ask for this form. The lender has the discretion to determine at what point in the process it is obtained, understanding that the form is only valid for 120 days from the date of the borrower’s completion/signature. Some other card issues also no verify with the SSA. After activating the card, I got an email saying I had to fill out the IRS Consent Form 4506-C. Aside from a frustrating experience trying to get my 4506-T recognized by Amex's offshore processing offices, it was a small price to pay to get back in the door with Amex. . 4506-C (September 2020) Department of the Treasury - Internal Revenue Service. Income verification for participants. After that, they denied my requests more than 15 times :smileylol: A couple of Sundays ago, I went for it again just for S&G expecting another denial. For more information about Form 4506-C. These updates to IVES are in response to the Taxpayer First Act. I've been reading the boards for close to a year now and after today decided to post. When I open it, it's really a form 4506-T, which is - 6239454 - 2. So you just got to keep calling and asking until one of Discover's phone rep allows you to do this. 450633 is a Visa Premier credit card issued by Banco Gallego, S. Note: This form must be received by IRS within 120 days of the signature date. You must check the box in the signature area to ac knowledge you have. Message 29 of 39 0. Form 4506: A tax form distributed by the Internal Revenue Service (IRS) and used to a request a copy of a previously filed tax return. . The verification process seems very intrusive though. Your lender may ask you to provide the tax return information, and you have to send the form to the IRS. Attention! The character The Credit Crusader" is a work of fiction. Fine, whatever. IRS Form 4506 is the “Request for Copy of Tax Return. Future Developments For the latestHaving a discover card is very risky now-a-days to those who couldn't prove their income for credit limit that have. (Forms 4506-T and 4506T-EZ are used by taxpayers to request a transcript of tax return. To learn more about individual documents, and to download copies of selected forms, choose from the links below. Unsecured alright. I think what triggered it is I got my mom and stepfather to also apply. Line 1b: Enter your Social Security number. Request may be rejected if the form is incomplete or illegible. I currently have Prestige at 13K and AA Pl. ,I am in the process of rebuilding my credit after neglecting it for many years. I would call them as say to them what you are telling us. Cash Back and SUBs earned as of 5/1/22- $14277. Previously, IRS Form 4506-T was used for this purpose; however, effective May 1, 2021, only Form 4506-C will be accepted through IVES to provide tax transcripts. Why is discover asking for 4506-c? It allows the financial institution or credit issuer to look into your IRS tax returns. 3. Previously, IRS Form 4506-T was used for this purpose; however, effective May 1, 2021, only Form 4506-C will be accepted through IVES to provide tax transcripts to third parties. Congrats! Our credit card journey started 3/2018. OMB Number 1545-ó. I am self-employed and am waiting on a K1 from an investment and therefore have my personal taxes ready to go but can't click submit yet. ) Return to top. ó. It’s common for loan companies to ask for your tax transcripts. I'm so done with Discover I opened my second credit card with them and got hit with 4506C they are wanting me to send notarized bank statements in which I complied with right away, however the only problem is on the bottom part of notarized document they are wanting the notarizing officer to sign but since I live in California they wouldn't and that all the public. OMB Number 1545-1872. Discover Consent 4506C needed? So I have a question. I think i'll give them a year or two before requesting anything else from them depending on the outcome of this. (Note: If you filed a joint tax return, only one taxpayer’s name and signature is required). However now I cannot activate my card until I sign this 4506-C "IVES Request for Transcript of Tax Return" document and supply Discover with 3 months of bank statements. 5k to $28. . If they don’t, still got your answer 😀. , ~Haven't falsified income but if I submit to this request it needs to be for a new account, didn't feel secured was worth it. The form contains bold notes for those requesting the transcript not to sign unless all applicable lines are filled, and that the form. Fannie Mae customers! Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. The problem is I’ve made basically no money the past 2-3 years but this year my income is significantly higher. He basically has a fresh CR. Request may be rejected if the form is incomplete or illegible. Also, lenders or vendors using Form 4506-C can expect to see a 30-40% rejection rate, and to add to the headache, this often occurs. 1. Your Discover it® Secured Credit Card may graduate to unsecured as soon as seven months (7th billing cycle) after account opening, assuming you pay your monthly bills on time and otherwise manage your finances responsibly. Examples include current or reasonably expected salary, wages, bonus pay, tips, commissions, internships, living expenses, scholarships or grants, and income from. FICO 9 (EX) 850 (TU) 850 (EQ) 850. OMB Number 1545-1872. (Have not received 4506T request, just being cautious) Goal: Mortgage/Chase Trifecta. The builders lender is asking for a 4506-c from me as part of my disclosures, I guess I've gotten to that point in time where I don't really feel comfortable releasing all of my tax info lol, does anyone know if that's standard practice across all banks or if that's just their personal choice (DHI mortgage). Transcript delivery in hours. If we do not receive the IRS Consent form 4506-T as requested, your account will be closed. 4506-C (October 2022) Department of the Treasury - Internal Revenue Service. Discover has immediately gone from a company that I advocated for, valued and enjoyed being a customer of to a company that I despise and will never do business. Credit card issuers are required by law to consider your ability to repay debt prior to extending a new line of credit. Tips for a successful 4506-C/tax transcript process • Add checks in pre-funding QC, pre-purchase QC, and closing package reviews to analyze the signed Form 4506-C to ensure it is completed correctly. Surprisingly, they offered a $7k CLI. It helps us quickly confirm your income. Do not sign this form unless all applicable lines have been completed. . Catalog Number 72627P Form 4506-C (Rev. SBA Procedural Notice 5000-829416, “Revisions to SOP 50 10 . A few days later, and I get the 4506-T email. I applied for the Discover card, and before I even could activate it, I received a verification email asking for IRS form 4506c and my last three bank. I don't recommend the card anymore just because of this common request. Request may be rejected if the form is incomplete or illegible. Request may be rejected if the form is incomplete or illegible. I've been with them for 3 months, and just now I got an email from them requesting a 4506-C form, supposedly. . 10-2022) Form . Goodbye Discover. ) Note: An alternate form or process is also acceptable if it authorizes the. Re: DISCOVER Form 4506-T/4506-C. No software installation. The Form 4506-C is a document used by the Internal Revenue Service (IRS) to request a copy of a taxpayer’s tax transcript. A quick sketch of the way to do it: - Go through the steps to request your CLI online. . IVES Request for Transcript of Tax Return. The problem you now face is that by not complying to submitting that form, you might have blacklisted yourself with Discover. Try Capital One. they can't consider you for credit line increases with stale income, and getting consent to annually update your income via permitted access to IRS info is easier than repeatedly asking you to update your income). So they are asking mortgage applicants to sign the IRS Form 4506, which is technically called a “Request for Copy or Transcript of Tax Form” as part of the mortgage application process. Add the 4506 c form for redacting. They take the form and send it over to a processor and then they send it to the IRS and within a day or two they get the form back with your info. Ended up closing my card. Press the arrow with the inscription Next to move from field to field. OMB Number 1545-1872. OMB Number 1545-1872. Discover Financial Services is sending you this IRS Consent Form 4506-T related to your existing account. Form 4506, Form 4506-T and Form 4506T-EZ will be posted on that page. If for any reason you are unable to complete the consent form, please contact us directly at 800-203-4969, or call the phone number on the back of your card. NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex. . I suspected as much, but it's nice to have clarification. It’s not an option but a requirement for most programs. Find how to review a request and authorize or reject it. Do not sign this form unless all applicable lines have been completed. Call Discover and verify this wasnt a computer malfunction. Transcript delivery in hours. about obtaining a signed Form 4506-C from the borrower. I'm going to just let it ride and see what happens. @NRB525 not sure if you missed this, but apparently EQ is handling the 4506-t for discover for whatever reason. Received an email from Disco asking me to sign consent for IRS 4506-C form. (Forms 4506-T and 4506T-EZ are used by taxpayers to request a transcript of tax return. I then received a letter asking me to provide a 4506-C, which authorizes Amex to take a look at my tax returns. AMEX normally does not take AA against existing accounts if you do not give approval to a 4506-T request but they also normally do not forget the request. I’ve been a customer for over two years, applied for a second card - was instantly approved. Hold placed on my account until I give consent. Started at $200, increased to $1500. Forms with missing signatures or required signatures’ information will be rejected. I’m NOT giving Discover access to my personal finance/tax documents. Renters and homeowners alike may borrow up to $40,000 ($100,000 for Disasters declared on or after July 31st) to repair or replace personal property. Generally, Form 4506 can be signed by any person who was a member of the partnership during any part of the tax period requested on line 7. 4506-C (9-2020) Form . I called them and asked if I can provide any other documentation and it was a hard no. To complete the form you must provide your e. Chase Saphire (denied) Capital One Cash (approved $500CL) Amex Blue & Green (Cancelled)The logistics behind IV on 44 million (even when adjusted for those with two cards) is mind numbing, and logistically impossible. Two items were changed from the previously published draft. As for 4506-C, totally up to you. Use Form 4506-T to request tax return information.